Disability Insurance Claims Attorney
At Hagner & Zohlman, LLC, our attorneys have more than 50 years of combined experience providing clients throughout New Jersey with the advocacy they need in disability insurance claims. Hiring a lawyer who focuses on disability insurance claims can help prevent numerous pitfalls and help ensure your rights are protected. We provide clients the legal counsel they need in all disability insurance matters, including:
- ERISA claims: The Early Retirement Income Security Act of 1974 governs the administration of employee benefits plans and outlines the rights and responsibilities of employers, beneficiaries and insurance providers under any related plan.
- Benefit denials: If your claim was denied, it’s important to remember that is not the end of the story. Our lawyers handle appeals of denied claims or benefit terminations. However, there is a limited amount of time to file an appeal, so it’s important to contact an attorney soon.
- Claim appeals: If your claim was denied or your benefits were terminated, you can file an appeal. However, with policies governed by ERISA, appeals must be filed within 180 days of the day that the claim is denied. At Hagner & Zohlman, LLC, we can guide you through the process.
- Benefit termination: Receiving the benefits you need can be a tough battle. However, even once you receive benefits, the fight may not be over. Many disability insurers refuse to accept the fact that disabilities will never get better. As a result, you may need to fight to ensure you continue to receive the benefits you need.
- Private long-term disability claims: If you purchased your long-term disability insurance privately, we can help you obtain the benefits you are entitled to receive. Our attorneys have successfully and aggressively challenged disability benefit denials.
- Long-term disability claims: As insurance companies face increasing costs and a drive to maintain high profits, they work to limit the disability benefits that they pay out. Unfortunately, this results in denied claims for many individuals. Although state and federal laws protect policyholders, individuals may still need to work with an attorney to ensure their rights are protected.
If you have questions about disabling illnesses, insurance companies or other claims-related concerns, we are here to help. For more information about any of these areas, please contact our law office in Cherry Hill, New Jersey.