Long Term Disability / ERISA

Claim Denied? Free Consultation: (856) 663-9090

Long Term Disability and ERISA Claims

Serving Clients Throughout New Jersey

When it comes to denials of disability claims by private disability insurance companies and employer-sponsored insurance providers, the South Jersey law firm of Hagner & Zohlman, LLP, offers uncompromising representation to individuals suffering from disability, helping them find the relief they need and the economic support that they are entitled to under their policy of insurance.

Drawing on 45 years of shared experience as aggressive litigators, our attorneys are proud to represent individuals who have been disabled due to an injury or illness. We counsel clients in every aspect of filing long term disability claims, including:

• Breach of Contract Claims
• “Bad Faith” Insurance Disputes
• ERISA Administrative Appeals
• ERISA Litigation

If you have been denied a disability benefit claim, please click here to fill out our intake form and provide us with the details of your case.  Contact our offices in Cherry Hill, New Jersey , as soon as possible for a free initial consultation.

As Certified Civil Trial Attorneys, our disability lawyers have represented countless claimants and understand the complex process of insurance disputes, administrative hearings, and appeals to federal courts. Unafraid to take on even the largest insurance companies, we work hard to challenge the denial of disability benefits — which can replace up to 60% of your salary when you are unable to work.

New Jersey ERISA Claims and Long Term Disability Insurance

The Early Retirement Income Security Act of 1974 (ERISA) is a federal statute that governs the administration of employee benefits plans — outlining the rights and responsibilities of employers, beneficiaries, and insurance providers under any plan.

Commonly, despite their role under ERISA, insurance companies deny benefits to individuals for a variety of reasons. The federal statute allows for administrative appeals and — once the insured exhausts the administrative remedy — courtroom claims. Unfortunately, under the guidelines established by ERISA, filing a claim and finding the benefits you are entitled to can be a complex process, as can bad faith and breach claims against private insurers in state courts.

Designing a successful approach to appealing a denial requires specific steps be followed and involves complicated issues, such as the medical characteristics of an injury or illness and the occupational characteristics of an individual’s employment.

Representation for All Disabled Individuals

At Hagner & Zohlman, we represent individuals in complex cases involving ERISA claims, including those involving disabilities that may not be evident but affect the lives and work of our clients daily. Our disability practice takes pride in helping individuals understand their claim.

Our South Jersey practice is respected by the bench and bar of the New Jersey legal community, and we are trusted by colleagues to handle the legal needs of their client against large insurance providers like:

Call for help at (856) 663-9090